Protect Your Classic and Rare Vehicles
Collector cars, antique automobiles, and exotic vehicles are more than transportation. They’re prized possessions, investments, and sometimes family heirlooms. Standard auto insurance often doesn’t provide the specialized protection these vehicles require.
At INSight Partners, we help collectors safeguard their unique cars with tailored insurance coverage that protects both their value and their passion.
Why Collector Car Insurance Matters
Collector vehicles often sit unused for periods, are stored in specialized facilities, or are driven only occasionally. They also have unique values and may require specialized repair or restoration services. Without the proper insurance, you risk paying out-of-pocket for damages, theft, or liability claims that standard policies may not cover.
Choosing the Right Policy
Collector car insurance depends on factors like vehicle type, age, storage conditions, driving frequency, and overall value.
Our risk advisors work with multiple carriers to create a policy that balances protection and cost while ensuring your car is properly valued.
Common Collector Car Insurance Coverages
- Agreed Value Coverage – Ensures your vehicle is insured for a mutually agreed-upon value, reflecting its true worth rather than market depreciation.
- Flexible Use Coverage – Allows for occasional driving while maintaining specialized protection.
- Liability & Damage Protection – Covers damages or injuries caused to others while operating your vehicle.
- Specialized Repair Options – Access to certified repair shops or restoration specialists to maintain your car’s authenticity
- Optional Coverages – Custom parts, trailers, and other enhancements may also be protected.
