Comprehensive Protection for Small and Medium-Sized Businesses
Running a business comes with many risks, from property damage to liability claims. A Business Owner’s Policy (BOP) combines essential coverages into one convenient package, designed specifically for small and medium-sized businesses. At INSight Partners, we help business owners protect their operations, assets, and livelihood with tailored BOP coverage.
Why BOP Insurance Matters
A single event, like a fire, theft, or customer injury can disrupt operations and create significant financial loss. A BOP streamlines protection by bundling property and liability coverage, often at a lower cost than purchasing policies separately. This gives business owners peace of mind while simplifying insurance management.
Choosing the Right Policy
The right BOP depends on your business type, size, location, and risk exposures.
Our risk advisors evaluate your operations and work with multiple carriers to craft a policy that balances coverage, cost, and risk management.
Common BOP Coverages
- Property Coverage – Protects buildings, office spaces, equipment, and inventory from fire, theft, or other covered events.
- Business Interruption Coverage – Covers lost income and extra expenses if your business operations are temporarily disrupted.
- General Liability Coverage – Protects against claims for bodily injury or property damage caused to others on your premises or through your operations.
- Optional Endorsements – May include data breach coverage, equipment breakdown, or professional liability add-ons to tailor your policy.
