Extra Protection for Your Business
Even the most careful business owners face unexpected risks. Large liability claims, lawsuits, or accidents can exceed the limits of your standard business insurance policies. Commercial umbrella insurance provides an additional layer of protection, helping your business stay financially secure when the unexpected happens.
At INSight Partners, we help businesses safeguard their assets, operations, and reputation with tailored commercial umbrella coverage.
Choosing the Right Policy
The right commercial umbrella policy depends on your business size, industry, and existing coverage limits.
Our risk advisors work with multiple carriers to create a policy that fills gaps, strengthens protection, and provides peace of mind.
Why Commercial Umbrella Insurance Matters
A major liability claim can arise from accidents, property damage, or errors in your business operations. Without sufficient coverage, your business could be exposed to significant financial loss. Commercial umbrella insurance steps in when your primary policies, like general liability, commercial auto, or employers’ liability, reach their limits.
Common Commercial Umbrella Insurance Coverages
- Excess Liability Protection – Extends the limits of your existing policies for claims that exceed standard coverage.
- Bodily Injury & Property Damage – Provides added protection if your business is held responsible for injuries or damages.
- Legal Defense Costs – Helps cover attorney fees, court costs, and settlements for covered claims.
- Worldwide Coverage Options – Some policies offer protection for international operations or incidents.
- Optional Endorsements – Coverage can often be customized based on the specific risks of your business.
