Protect Your Business, Employees, and Projects
Running a contracting business comes with unique risks on the job site, with equipment, and in client interactions. Accidents, property damage, or liability claims can create serious financial setbacks. At INSight Partners, we help contractors protect their business, employees, and projects with insurance designed for the construction and contracting industry.
Why Contractors Insurance Matters
Contractors face multiple exposures, including job site accidents, property damage, and legal claims. Without proper coverage, a single incident could halt operations, damage your reputation, or create costly financial liabilities. Contractors insurance provides comprehensive protection so you can focus on completing projects safely and efficiently.
Choosing the Right Policy
The right contractors insurance policy depends on your business size, scope of work, and specific job site risks.
Our risk advisors work with multiple carriers to craft a policy that balances coverage, cost, and protection, ensuring your business is secure and compliant.
Common Contractors Insurance Coverages
- General Liability Coverage – Protects against claims for bodily injury or property damage caused by your operations.
- Commercial Auto Coverage – Covers vehicles used for work purposes, including trucks and service vans.
- Workers’ Compensation – Provides benefits for employees injured on the job.
- Equipment and Tools Coverage – Safeguards tools, machinery, and equipment from theft, damage, or loss.
- Builders Risk Coverage – Protects structures under construction, including materials and supplies.
- Optional Endorsements – May include professional liability, subcontractor coverage, or surety bonds.
