Protect Your Employees and Your Business
Workplace injuries can happen even in the safest environments, and they can have serious financial and operational consequences. Workers’ compensation insurance provides coverage for medical expenses, lost wages, and rehabilitation costs for employees injured on the job.
At INSight Partners, we help businesses protect their workforce while safeguarding their financial stability.
Why Workers’ Compensation Insurance Matters
Employee injuries can result in costly medical bills, legal claims, and lost productivity. Workers’ compensation insurance ensures that employees receive timely medical care and benefits while shielding your business from lawsuits related to workplace injuries. Compliance with state laws is also a key factor, as most states require businesses to carry workers’ compensation coverage.
Choosing the Right Policy
The right workers’ compensation policy depends on your industry, number of employees, and workplace risk factors.
Our risk advisors work with multiple carriers to design a policy that ensures compliance, provides adequate protection for employees, and controls costs for your business.
Common Workers’ Comp Coverages
- Medical Benefits – Covers necessary medical treatment for employees injured on the job.
- Wage Replacement – Provides partial wage replacement while an injured employee recovers.
- Rehabilitation Services – Covers therapy or rehabilitation needed for the employee to return to work.
- Employer Liability Coverage – Protects your business against lawsuits related to workplace injuries.
- Optional Endorsements – Can include coverage for specific industries or unique risks, such as high-risk occupations or seasonal workers.
