Homeowner Insurance

Protect Your Most Valuable Asset

Your home is likely the largest investment you’ll ever make, and it’s more than just a building. It’s the place where memories are made, where your family gathers, and where your personal belongings are kept safe.

At INSight Partners, we understand that protecting your home means protecting your life, your property, and your financial security.

Even the most careful homeowners can face unexpected events, such as fire, theft, storm damage, or accidents on the property. Standard insurance policies vary by company, location, and the valuables inside your home. That’s why it’s important to work with a risk advisor who can tailor a homeowners insurance policy to your unique needs.

Why Homeowners Insurance Matters

Without proper coverage, a single event could result in costly repairs, replacement of personal belongings, or liability claims. Homeowners insurance protects you from financial loss due to accidents, natural disasters, or liability issues, helping you recover quickly and get back to normal life.

Common Homeowners Insurance Coverages

• Property Coverage – Pays to repair or rebuild your home, garage, or other structures damaged by covered events like fire, storm, or vandalism.
• Personal Property Coverage – Protects valuables such as furniture, electronics, clothing, and jewelry from theft or damage.
• Liability Coverage – Provides protection if someone is injured on your property or you accidentally cause damage to another person’s property.
• Medical Payments – Covers medical expenses for visitors injured on your property.
• Additional Living Expenses – Pays for temporary housing, meals, or other living costs if your home is uninhabitable due to a covered loss.