Protect Your Belongings and Your Peace of Mind
Renting a home or apartment comes with unique risks. While you may not own the building, you still need protection for your personal belongings and liability. Fires, theft, water damage, or accidents can happen to anyone, and without renters insurance, you could be left covering these losses out of pocket.
At INSight Partners, we help renters protect what matters most.
Why Renters Insurance Matters
Even in a well-maintained building, shared walls, common areas, and neighboring units can create risks. A kitchen fire, burst pipe, or theft can affect not just your unit but also your possessions. Renters insurance provides financial protection for your belongings and liability coverage if someone is injured on your rented property.
Choosing the Right Policy
The right renters insurance policy depends on your location, belongings, and lifestyle. Our risk advisors work with multiple carriers to find coverage that fits your needs and budget.
We also help identify discounts and provide guidance on the proper coverage amounts so you can avoid gaps in protection.
Common Renters Insurance Coverages
- Personal Property Coverage – Protects your furniture, electronics, clothing, and other valuables from theft, fire, water damage, or other covered events.
- Liability Coverage – Provides protection if someone is injured in your rental or if you accidentally cause damage to others’ property.
- Additional Living Expenses / Loss of Use – Covers temporary housing or living costs if your unit becomes uninhabitable due to a covered loss.
- Optional Coverages – High-value items, identity theft protection, or water backup coverage can be added for extra security.
