Extra Protection for Life’s Unexpected Events
Life is full of surprises, and not all of them are welcome. A serious accident, lawsuit, or major claim can quickly exceed the limits of your standard insurance policies.
That’s where Personal Umbrella Insurance comes in. At INSight Partners, we help you secure extra liability coverage to protect your assets, savings, and future.
Why Personal Umbrella Insurance Matters
Even the most careful individuals can face unexpected legal or financial challenges. From auto accidents to injuries on your property, a single incident could result in expenses that exceed your primary insurance limits. Umbrella insurance provides an extra layer of protection, filling in the gaps and offering peace of mind that your finances are secure.
Choosing the Right Policy
The right personal umbrella insurance depends on your assets, lifestyle, and existing coverage.
Our risk advisors work with multiple carriers to determine the coverage amount you need and ensure it complements your current policies. Umbrella insurance is often more affordable than people expect, making it a smart choice for long-term protection.
Common Personal Umbrella Coverages
- Additional Liability Limits – Extends coverage beyond the limits of your homeowners, auto, or boat insurance policies.
- Legal Defense Costs – Covers attorney fees and legal expenses in case of a lawsuit, often without reducing your liability limit.
- Bodily Injury & Property Damage – Provides extra protection if you’re responsible for injuries or property damage.
- Worldwide Coverage – Many policies offer protection beyond your home country, which is ideal for international travel.
