Protecting Your Land, Livestock, and Legacy
Farming and ranching are more than a way of life. They are the foundation of your livelihood and legacy. From crops and livestock to equipment, barns, and your family home, there are countless assets to protect. At INSight Partners, we help farm and ranch owners safeguard their operations with insurance coverage designed specifically for the unique risks of rural life.
Why Farm & Ranch Insurance Matters
Farms and ranches face a wide range of exposures, including natural disasters, accidents, equipment breakdowns, and liability risks. Standard homeowners or commercial policies often don’t provide sufficient protection. Farm and ranch insurance ensures that your property, business operations, and personal assets are covered, helping you recover quickly from unexpected losses.
Choosing the Right Policy
The right farm and ranch policy depends on the size, type, and operations of your property.
Our independent risk advisors work with multiple carriers to design coverage that balances risk protection with cost, ensuring that your farm or ranch, and everything you’ve worked for, is fully safeguarded.
Common Farm & Ranch Insurance Coverages
- Dwelling & Home Protection – Covers your home from fire, wind, hail, or other covered events.
- Personal Property – Protects belongings inside your home or farm structures.
- Liability Coverage – Offers protection if someone is injured on your property or if you cause damage to another person’s property.
- Livestock Coverage – Safeguards your animals against loss from disease, accidents, or natural disasters.
- Farm Structures & Equipment – Protects barns, silos, machinery, and other essential structures from damage or loss.
- Legal Defense – Provides coverage for claims, lawsuits, and defense costs related to farm operations.
Additional Coverage Options
For farms and ranches that operate as businesses, additional coverage may be necessary, including:
- Loss of income protection
- Workers’ compensation for employees
- Commercial auto coverage for farm vehicles
- Errors and omissions insurance
