Protect Your Investment Property
Owning rental properties, whether single-family homes, condos, or apartments, can be a rewarding investment. But with ownership comes risk. From fire and severe weather to tenant accidents or property damage, there are many ways your investment could be impacted.
At INSight Partners, we help property owners protect their rental properties and rental income with comprehensive landlord insurance.
Why Landlord Insurance Matters
Even well-maintained rental properties can experience unexpected losses. A fire, storm damage, vandalism, or a tenant-related incident can quickly become costly. Landlord insurance protects your financial investment, helps cover repair costs, and can provide reimbursement for lost rental income while your property is being restored.
Choosing the Right Policy
The right landlord policy depends on the type of property, the number of units, the location, and how the property is used.
Our risk advisors work with multiple carriers to tailor coverage that protects both your property and your income while keeping premiums competitive.
Common Landlord Insurance Coverages
- Property Coverage – Protects the structure of your rental property, including fixtures, appliances, and other building components, against covered events such as fire, storms, or vandalism.
- Loss of Rental Income – Reimburses you for rental income lost due to a covered property loss that makes the property temporarily uninhabitable.
- Liability Coverage – Protects you from claims or lawsuits if a tenant or visitor is injured on your property. This can cover medical expenses, legal fees, or damages awarded in court.
- Optional Coverages – Additional protections such as rent guarantee, content insurance for furnished units, or coverage for natural disasters depending on your property’s location.
