Protect Your Home, Wherever It’s Located
Owning a mobile or manufactured home offers an affordable path to homeownership, but it comes with unique insurance needs. Unlike traditional homes, these properties often have special construction, transportability, and location considerations that affect coverage.
At INSight Partners, we help you find the right insurance to protect your mobile home, belongings, and liability.
Why Mobile Home Insurance Matters
Even though mobile homes are built to last, they are still vulnerable to accidents, weather events, theft, and fire. Without proper insurance, you could be responsible for costly repairs, replacement of personal property, or liability claims. A dedicated mobile home policy ensures you’re financially protected and gives peace of mind for you and your family.
Choosing the Right Policy
The right mobile home insurance depends on factors such as age, location, construction type, and personal belongings.
Our risk advisors work with multiple carriers to compare options and ensure you have coverage that fits your home and lifestyle while remaining affordable.
Common Mobile Home Insurance Coverages
- Structural Coverage – Protects the home itself, including walls, roof, and built-in features.
- Personal Property Coverage – Covers your belongings inside the home, such as furniture, electronics, and clothing.
- Liability Coverage – Offers protection if someone is injured on your property or if you accidentally cause damage to others.
- Loss of Use / Additional Living Expenses – Helps pay for temporary housing or living costs if your home becomes uninhabitable due to a covered loss.
- Optional Coverages – Flood, fire, and other specialized endorsements depending on your location and risk exposure.
