Protect Your Adventure on Every Trail
Your ATV, UTV, or dirt bike isn’t just a vehicle. It’s your gateway to adventure. Whether it’s family trips on the weekends, off-road racing, or exploring backcountry trails, you’ve invested in a machine that brings excitement and freedom. But with adventure comes risk. Off-road vehicles face unique hazards such as collisions, rollovers, theft, or damage from severe weather, and standard auto or homeowners insurance typically won’t cover these situations.
That’s where INSight Partners comes in. We help you find coverage that protects your vehicle, your safety, and your investment, so you can ride confidently no matter where the trail takes you.
Why Off-Road Insurance Matters
Even experienced riders can encounter accidents. A single collision can result in costly repairs or medical bills. Theft and vandalism are also risks when vehicles are stored outdoors. By securing a policy tailored to your off-road vehicle, you’re not just protecting your machine, you’re protecting yourself financially and giving peace of mind to your family.
How to Choose the Right Coverage
Your coverage needs depend on your type of vehicle, frequency of use, storage situation, and even how many riders share it.
Our risk advisors work with multiple carriers to evaluate your unique circumstances and help you select a policy that balances cost and protection. We’ll also help you identify discounts, such as multi-vehicle policies, safety course completion, or bundling with other insurance lines.
Common ATV & Off-Road Insurance Coverages
- Comprehensive & Collision – Pays for damage to your vehicle from accidents, weather events, fire, or theft.
- Medical Coverage – Covers medical expenses for you and passengers injured while operating your ATV.
- Property Damage Liability – Protects against claims if you damage someone else’s property while riding.
- Uninsured/Underinsured Motorist – Ensures coverage if another rider or driver causes an accident and lacks adequate insurance.
- Optional Accessories Coverage – Protects upgrades, custom parts, or other modifications to your vehicle.
